Personal Loans
Loan types and terms to meet your personal needs
We can help with financing
Save money on your monthly payments
Members who set up their loan automatically from their QCU account will receive .25% interest rate discount on eligible loans. It’s our way of saying thank you! It’s a win-win for everyone.
Digital Payment Options
Our Classic VISA Credit Card offers a low APR, no fees, and supports contactless or mobile wallet transactions. You can even monitor spending, turn your card on and off and receive up-to-the minute notifications on your spending with Card Valet.
Auto/Rec Vehicles
Get on the road with an auto loan that will make you drive happy! Rates as low as 4.24% APR.
Personal Loan Rates
Rates
| Loan Type | Term | APR with Auto Pay As Low As* | Payment per $1,000 | |
| Recreational Vehicles | Up to 120 months | 7.74 | 12.00 | Apply Now |
| Personal Loans | Up to 48 months | 11.40 | 26.04 | Apply Now |
| Vacation Loan | 12 months | 10.15 | 87.99 | Apply Now |
| Credit Builder Loan | Up to 12 months | 7.00% | $86.53 | Apply Now |
| Secured-Shares | Up to 72 months | 4.85% | $16.04 | Apply Now |
| VISA Signature Credit Card (Variable Rate) | Revolving line of credit | 18.00% | N/A | Apply Now |
| VISA Traditional Credit Card (Variable Rate) | Revolving line of credit | 9.24 | N/A | Apply Now |
| Fuel Assistance Line of Credit | Line open October 15 to April 15. | 5.00% | $100.00 payment per month | Apply Now |
Featured Rates
Membership benefits
Once you open your membership account with us, you and your family will have access to the many convenient products and services. Why not take advantage of all the benefits that come with your QCU account?