Home Equity Line of Credit
Our HELOC makes borrowing easy!
Apply Today
With our Home Equity Line of Credit you can borrow against your home’s equity to fund education expenses, home improvements for debt consolidation, purchases, and more. Our HELOC merges the power of your home’s equity and the flexibility of a line of credit
Ready when you need it
With a HELOC, you can access a line of credit at any time. Depending on the available equity in your home, you can access up to $250,000 whenever you need it.
Save money on fees
A Quincy Credit Union HELOC will let you cover your unplanned expenses free of any stress. That means there are no annual fees, and no prepayment penalties.
Maximize your borrowing
Borrow up to 80% of the value of your home with a QCU HELOC, whether you need that money to cover an emergency or to finally start your home renovation project.
What you can expect when you apply
Submit your application
Apply for a HELOC in minutes by answering a few questions in our online application.
Sit back and relax
…while we review your application. If your HELOC is approved, we’ll provide some documents for you to sign.
Use your funds
Once we fund your HELOC, you are all set to start using the money, any time during your draw period, until you reach your credit limit.
HELOC Rates
| Description | Term | Rates | APR | Payment per $1,000 | Maximum Loan Amount | |
|---|---|---|---|---|---|---|
| Home Equity Line of Credit | 7.75% | 7.75% | N/A | $250,000 | Apply Now |
Major renovations or life expenses?
The equity in your home can finance your home improvements and major purchases.
- Get prompt loan processing with convenient closing
- Please refer to QCU’s HELOC Disclosures for more information.